Topic: Redlining

Dr. Hattery explains how intergenerational wealth is tied to property ownership, tracing the advantage back to when white citizens could use enslaved people as collateral for loans. A 2019 Newsday investigation is cited, which used "testers" to prove that the housing market in Long Island remains as segregated and discriminatory as it was in the 1940s. This systemic lockout prevents Black families from building the equity necessary to fund education or legal defense.

Flint is described as having been one of the most segregated cities in the United States, with African Americans historically restricted to only two neighborhoods. Anna Clark details the systemic barriers used to maintain this segregation, including redlining and the exclusion of Black real estate agents from professional boards. Despite passing a landmark fair housing ordinance, the city suffered from a lack of generational wealth due to discriminatory hiring practices at General Motors.